To use the sync or plugin, you’ll need to use the ePN gateway for card acceptance. You can take cards by swiping, hand-keying, or allowing customers to pay online through a secure web form.

When I reached out for support Steve was very attentive and provided me with the solution promptly. Ran well right out of the box and when I had an issue, customer service was prompt and helpful. Customers with US bank accounts can checkout using their bank account information for a checking or savings account. To use this feature, you must have eChecks enabled for your Intuit Payments account. The most customizable eCommerce platform for building your online business. I found out the hard way that Intuit is not only very expensive, they provide no help to resolve problems. Now that I have decided to move away from them, they have informed me that I now have to pay $295.00 for cancelling the service.

Commerce Sync transfers your daily sales information into QuickBooks. In advanced versions, you can set sales payroll by category to transfer into accounts according to your Clover categories or track sales by customer.

Shopify + Quickbooks

If the company’s credit card processing keeps going as it is, Intuit will also become known for exorbitant credit card processing charges and excessive downgrades. Ben Dwyer began his career in the processing industry in 2003 on the sales floor for a Connecticut‐based processor. As the blog gained in popularity, Ben began directly Support For Accountants assisting merchants in their search for a processor. Ben believes in empowering businesses by providing access to fair, competitive pricing, accurate information, and continued support. His dedication to transparency and education has made CardFellow a staunch small business advocate in the credit card processing industry.

• Sometimes known as eChecks, Intuit Merchant services allow users to process direct online payments from customers and clients.
• For some business owners, the notion of using multiple programs to manage the various aspects of their finances is a daunting one.
• Each service is sold separately, and the products you can use vary depending on which version of QuickBooks you are using (Online vs. Desktop).

Used by companies like Lyft and Target as well as organizations including the Girl Scouts and Habitat for Humanity, Stripe is very well established and respected as a payment solution. Roughly 10% of our customers receive a denial letter when setting up their account. Of that group, roughly half have been able to appeal through QuickBooks payroll and are eventually approved. However, more advanced security features like tokenization and point-to-point encryption may sometimes require third-party integration with other payment solutions. So before committing to any payment solution, you should verify the provider’s track record — especially its more recent record.

Configuring Credit Card Processing In Acctivate:

Intuit offers hardware that you can purchase directly or through a third-party vendor. I recommend checking out our full review of QuickBooks Point of Sale if you want to know more about the actual system and its features.

Our Enterprise support plan is the perfect fit for large operations needing the commitment of our team outside of standard operating hours. If you purchase your products through the Intuit website, a representative will help you craft the POS hardware kit that makes the most sense for your business. The most affordable version of QuickBooks POS software is the Basic plan.

She has reviewed and analyzed dozens of financial tools and providers, helping business owners make better financial decisions. Unlike Intuit merchant services, Square POS systems are customizable and fully integrated. GoPayment is a mobile app by Intuit that connects with a card reader via bluetooth to process payments. This is an ideal option for merchants who want to sell on the go.

How Does The Ipod Credit Card Swiper Work?

With the $20 monthly plan, those rates drop to 1.6% plus $0.30. The Authorize.Net sync offers a convenient way to incorporate transaction data into QuickBooks, and can be a great choice for businesses that are already processing credit cards using the Authorize gateway. You can sign up for an Authorize.Net account through Authorize directly or through a credit card processor. The company through which you sign up will set your pricing for the gateway, but Commerce Sync sets the pricing for its QuickBooks integration tool. QuickBooks Payments offers separate rate plans for eCommerce-only merchants. Again, you have a choice between a Square-like, pay-as-you-go plan and a more traditional plan that offers significantly lower processing rates in exchange for a monthly account maintenance fee. The rates listed are also described as qualified rates, something that usually indicates a tiered pricing plan.

For businesses that accept commercial cards, providing level 2 data can result in lower processing fees. PaymentCollect can supports level 2 as long as the processor you work with can pass level 2 data. In QuickBooks POS, you’ll simply process transactions by choosing the payment type for the order. If you choose to connect a credit card machine, you’ll be able to swipe the card (or “dip” it if you use a chip-capable reader to accept chip cards) and see the status of the transaction right on screen. The ePNPlugIn allows and records payments made by credit card, gift card, and cash. Also notable is ePN’s support for Level II data for purchasing cards, common in business-to-business industries. However, it’s not necessary to use QuickBooks Point of Sale to accept credit cards and to record those transactions in QuickBooks accounting software.

One thing to note is that the QuickBooks Desktop version of Payments does not include PayPal support. You’ll also see that ACH transactions cost $3 each, whereas they are 1.0% each with the Online plan. You’ll also want to note that the per-transaction fee is higher. However, the processing rates for the online plan are cheaper. But since QuickBooks Online has a mobile app for Android and iOS, you can also connect one of the GoPayment readers to accept payments. I don’t think most businesses that find QuickBooks Payments most appealing are worried about having the latest fancy technology. However, the company does offer developer tools if you need to rig up something custom.

A Credit Card Processor That Integrates With Quickbooks

When it comes to the cost of processing credit card and ACH transactions, Intuit Merchant Services wins in all four categories. QuickBooks Online, with its QuickBooks Payments option, uses Intuit Merchant Services for customer credit card processing services, and efficiently receives credit card payments. Now you can set up a compliant surcharging solution allowing you to pay 0% in credit card processing fees. Surcharging solution allows the business to pass on the fees to the customer while staying 100% compliant with the rules set by the card brands. Insert a payment link into QuickBook invoices allowing customers to pay by credit card. When the customer pays you receive an email notification and clear out your QuickBooks invoice.

If prompted, you must select NOin order to allow credit cards to be processed by Acctivate. Locate the new payment method added in QuickBooks from the steps above, then clickEdit and check the checkbox labeled „Credit Card“. This will specify the new payment method to be a credit card type. All credit cards must be entered into the proper fields in either the order or the release for invoice window. Acctivate allows you to enter and process credit cards without QuickBooks.

The system will only show you partial card numbers and a status to determine if the card is current, as seen in the confirmation screen image below. If you accept payments outside of QuickBooks using the ePN gateway, you can still download those transactions into QuickBooks to ensure you have an accurate record of payments. Depending on the method you use, the plugin may even auto-match the transactions to invoices for you.

Author: Frederic Lardinois